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Remember — apply the resources for scholarships and grants before you accept loans. Numerous loans and grants guaranteed by the federal government are available to qualified students. State sources of financial assistance include an agency in each state that guarantees federal student loans.Visit the website for Federal Student Aid sponsored by the U. Also, some states offer their own educational assistance programs with loans or grants. Magnify Money is a wonderful website that lets you compare and contrast student loan options.
For details on the student loan programs offered by the Federal government refer to Go College's guide to Federal Student Loans.Valley Forge near Philadelphia was General Washington's headquarters during the bitter winter of 1777–78.* Description and images provided by Wikipedia under CC-BY-SA 3.0 license.The most notable financial aid programs currently being offered by the state of Pennsylvania include: These are only a few of the many programs put in place by the state of Pennsylvania to help their resident students achieve their higher educational goals.The Pennsylvania Higher Education Assistance Agency also provides information on financial aid programs targeting military service personnel and their dependents and the children of fallen law enforcement officers and emergency response workers.Funding sources vary and federal loan programs will probably form the foundation of your assistance package, many states also offer financial aid funding.Additionally, there are specialized scholarships, traineeships, and loan programs available. They will be able to inform you about special loans and scholarships for which you may be eligible.Check with your financial aid office to locate the office(s) in your home state. Just beware that if you have federal loans, refinancing to private loans may result in losing protections like special repayment plans (such as the public loan forgiveness program) that can help you in a time of need.Make sure you can comfortably afford your new payments if you refinance.And take the time to get rates from several providers.: Grants are similar to scholarships, and availability is based on resources and financial need.