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While I agree that people need to consider carefully before spending large amounts of money in order to avoid debt, the necessity of the purchase must play a role in the decision to buy.It is essential that people take time to reflect on how much money they should spend on an item or service, and whether or not they can actually afford it within their available budget.Over the last few decades, the rise in personal debt has escalated as people are tempted to buy goods and services due to pressure from advertising and the increasingly easy access of credit cards.

While I agree that people need to consider carefully before spending large amounts of money in order to avoid debt, the necessity of the purchase must play a role in the decision to buy.It is essential that people take time to reflect on how much money they should spend on an item or service, and whether or not they can actually afford it within their available budget.Over the last few decades, the rise in personal debt has escalated as people are tempted to buy goods and services due to pressure from advertising and the increasingly easy access of credit cards.

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In such a case, a person’s budget becomes redundant and the expense should not deter someone from proceeding with the purchase.

However, these situations are rare and in most circumstances price ought to be considered so that excessive spending is planned and budgeted to avoid serious debt problems.

Writing essays is a task you are very likely to have to do for Cambridge First, Advanced and Proficiency, as well as IELTS.

The length of the essay and the complexity of the question vary depending on the exam, but the basic skills are the same.

In conclusion, people should deliberate carefully before spending large sums of money on goods and services, except in cases of dire necessity.

An increasing number of people are choosing to live in high rise apartment blocks.

On the other hand, there are circumstances when the cost of a service or item becomes an irrelevant consideration.

A typical example of this would be when someone’s life depends on a product or service, such as a new treatment for a disease not offered through normal channels.

As you can see, writing is as much about thinking and planning as it is about the actual writing itself.

It is thought by some people that the price of a product or service is essential to consider before deciding to purchase something.

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